Our Story

Built by board volunteers,
for board volunteers

We volunteered on our own HOA board and watched compliance work — deadlines, notices, records requests, meeting minutes — eat every spare evening. So we built the system we wished we'd had.

The problem we saw

HOA and condo boards are run by volunteers — but Florida treats them like a full-time compliance department. Statutory deadlines, records requests on a 10-day clock, SIRS and milestone inspections, violation notices that have to be drafted correctly, meeting minutes that have to be kept and published. Miss one and the association is exposed.

It's not that boards don't care. It's that the compliance work is endless, the rules are buried across hundreds of pages of bylaws and Florida statutes, and nobody volunteered for a second full-time job.

Illustration of a Florida HOA board's compliance workload — binders, statute documents, deadline calendar and notices

What we built

We started with one community — Bay Shore Place, a 103-unit condominium in Naples, Florida — and every governing document, financial, and meeting record it had.

We built Mosaic around those documents: it tracks every statutory deadline, drafts notices cited to the right rule and statute, runs board meetings from notice through sealed minutes, manages violations through the cure period, and gives owners a records portal with answers grounded in the association's own bylaws.

It's configured to each community — its bylaws, its fine schedule, its quorum rules — not a generic template. And it knows where the line is: anything that crosses into the practice of law is handed to the association's counsel.

Bay Shore Place of Naples — our first community

Our journey

2022
Property Exemption founded
A family situation led us to discover how many Florida homeowners were unknowingly overpaying on property tax and missing critical exemptions. We started helping neighbors and friends — and realized the need was massive.
2023
Building the team
We assembled a team of Florida-based property experts and technology specialists. Our initial success helping homeowners confirmed the demand for professional property guidance statewide.
2024–2025
Serving Florida statewide
Property Exemption launched across all 67 Florida counties, helping over 1,000 families with property tax savings, exemptions, and homeowner guidance.
Late 2025
Mosaic is born
Volunteering on our own HOA board, we realized every Florida community faces the same compliance load — and no volunteer board has the time for it. We started building Mosaic.
Early 2026
First community goes live
Bay Shore Place of Naples — 103 units. We configured Mosaic to its bylaws, fine schedule, and statutory deadlines, and put it in front of the board and owners.
Now
Scaling across Florida
Onboarding HOAs, condo associations, and management companies across Florida. Every board deserves to spend its time on the community — not on compliance paperwork.

Your community could be compliant in 30 days.

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